Loan amount
$1.15M
Up to $1.15 million in total loan funding.
The program
What is the Canada Small Business Financing Program?
The Canada Small Business Financing Program (CSBFP) helps small businesses access loans from financial institutions by sharing the risk with lenders — making approvals more attainable for growing companies.
53,000+
CSBFP loans issued in the past decade.
$10B
In total financing delivered to Canadian businesses.
Government support
75%
Federal guarantee shared with your lender.
Line of credit
$150K
Access up to a $150,000 credit line.
How it works
Apply with OneHub.
A guided, end-to-end path from first call to funds in your account.
- 01
Book an online appointment
Start with a quick call so we understand your business and goals.
- 02
We refer you to the right bank
OneHub matches your application to the most suitable lending partner.
- 03
Get approved with our business plan
We prepare a bank-ready business plan that supports your approval.
- 04
Receive funds in your account
Once approved, funding is deposited directly to your business account.
Where the funding goes
What the loan can be used on.
Flexible financing across the investments that help a business open, upgrade, and scale.
Start a free consultation- Purchase or improve land or buildings for business use.
- Purchase or upgrade new or used equipment.
- Purchase or improve new or existing leased property, including tenant renovations.
- Computer or telecommunications equipment and software.
- Intangible assets and working-capital costs.
- Costs to buy a franchise.
Banks we collaborate with
RBCBMOTDScotiabankCIBCNational Bank
Meet Eddie Lee
500+ loan cases. A 100% funding success rate.
As founder and CEO of OneHub, Eddie has processed more than 500 small-business loan cases with a 100% success rate in securing funds for clients — earning OneHub the trust of banks and entrepreneurs alike.
What to expect from the call with Eddie
- Your eligibility for applying for this loan.
- The best solutions for obtaining the ideal loan amount.
- A clear explanation of the loan application process.
- Interest rates and the true cost of acquiring the loan.
- Insider guidance drawn from 500+ processed cases.
- Answers to any questions you have about the loan.
Risk-free solution
Why work with OneHub.
Our approach maximizes approval rates through financial expertise and insider bank connections — so you are first to know about the programs that matter.
+$500M
Loan funding secured for our clients.
100%
Approval rate for our qualified clients.
30+
Industries served with proven expertise.
Good to know
Frequently asked questions.
Who is eligible for this loan?
Applicants must be a permanent resident or Canadian citizen, operate in a non-agriculture-related industry, and run a for-profit company — or a revenue-generating non-profit.
How much can I get out of the loan?
A borrower may be eligible for term loans up to a maximum of $1,000,000, with no more than $500,000 allocated toward leasehold improvements, improvements to leased property, or the purchase and improvement of new or used equipment.
What do you need to prepare before applying?
You will need a comprehensive business plan or proposal for the financial officer to assess your application. We also recommend demonstrating that you have at least 30% of the requested loan amount saved in your business bank account.
How long does the whole application process take?
Applying with OneHub, the entire process — from preparing your business plan to obtaining bank approval and receiving funding — typically takes around two months.
What is the interest rate?
The interest rate is the lender's prime lending rate plus 3%.
Which industries is this loan best for?
It is designed for business-location renovations and equipment purchasing, so businesses with a physical location or storefront are an ideal match to get set up with government support.
Ready when you are
Let’s check your eligibility.
Book a free consultation and we’ll map the fastest path to funding for your business.